{"id":141,"date":"2018-02-09T17:24:05","date_gmt":"2018-02-09T17:24:05","guid":{"rendered":"http:\/\/broker.commercegurus.com\/?page_id=141"},"modified":"2021-07-27T13:15:42","modified_gmt":"2021-07-27T12:15:42","slug":"what-is-a-bridging-loan","status":"publish","type":"page","link":"https:\/\/uk-bridgingfinance.co.uk\/what-is-a-bridging-loan\/","title":{"rendered":"What is a Bridging Loan?"},"content":{"rendered":"<p>[vc_row type=&#8221;container&#8221; padding_top=&#8221;&#8221; padding_bottom=&#8221;&#8221;][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1444995043702{margin-bottom: 35px !important;}&#8221;][vc_column_text]<\/p>\n<h4>A Bridging Loan is a lot more than a mere short-term loan \u2013 it can help you clinch important deals and even ride through rocky cash crunches to safety.<\/h4>\n<h4>Discover all aspects of Bridging Loans and why they can be so a useful short term funding solution.<\/h4>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;70787&#8243; img_size=&#8221;full&#8221; add_caption=&#8221;yes&#8221; onclick=&#8221;link_image&#8221;][\/vc_column][\/vc_row][vc_row type=&#8221;container&#8221; padding_top=&#8221;&#8221; padding_bottom=&#8221;&#8221; css=&#8221;.vc_custom_1444504142602{margin-bottom: 0px !important;}&#8221;][vc_column][vc_separator color=&#8221;#e2e2e2&#8243; type=&#8221;normal&#8221; thickness=&#8221;1&#8243; up=&#8221;&#8221; down=&#8221;&#8221; el_class=&#8221;dotted&#8221;][\/vc_column][\/vc_row][vc_row type=&#8221;container&#8221; padding_top=&#8221;&#8221; padding_bottom=&#8221;&#8221;][vc_column][vc_column_text]<\/p>\n<h2>What is a Bridging Loan?<\/h2>\n<p>A bridging loan, as the name suggests, is a loan that aims to \u2018bridge the capital gap\u2019.<\/p>\n<p>The idea of bridging finance isn\u2019t all that novel. People have been borrowing for many years to tend to their short term funding problems. However, bridging loans, as we know them today, are a relatively new concept, mainly because of the new perspective lenders have acquired of looking at risks associated in granting short-term loans or short-term mortgages.<\/p>\n<p>A typical bridging loan is:<\/p>\n<ul>\n<li>A short-term mortgage (termed over up to 12 months)<\/li>\n<li>Secured with collateral<\/li>\n<li>Processed faster than development loans or regular commercial loans<\/li>\n<li>More flexible than other commercial mortgage products<\/li>\n<\/ul>\n<p>Today, a number of mainstream as well as alternative lenders in the UK offer very competitively priced bridging finance products. These products vary in loan amounts, loan tenures and interest rates. Being a specialist Bridging Broker, we bring industry-leading expertise and a wealth of experience on board to help you secure bridging loans that perfectly match your needs.[\/vc_column_text][\/vc_column][\/vc_row][vc_row type=&#8221;container&#8221; padding_top=&#8221;&#8221; padding_bottom=&#8221;&#8221; css=&#8221;.vc_custom_1444504142602{margin-bottom: 0px !important;}&#8221;][vc_column][vc_separator color=&#8221;#e2e2e2&#8243; type=&#8221;normal&#8221; thickness=&#8221;1&#8243; up=&#8221;&#8221; down=&#8221;&#8221; el_class=&#8221;dotted&#8221;][\/vc_column][\/vc_row][vc_row type=&#8221;container&#8221; padding_top=&#8221;&#8221; padding_bottom=&#8221;&#8221;][vc_column][vc_column_text]<\/p>\n<h2>Why do Businesses Need Bridging Loans?<\/h2>\n<p>Bridging finance solutions can come in handy in a number of situations for businesses.<\/p>\n<p>The following factors usually mark such situations:<\/p>\n<ul>\n<li>Weak overall cashflow<\/li>\n<li>Lack of liquid capital<\/li>\n<li>Urgent requirements (opportunity value of money)<\/li>\n<\/ul>\n<p>Consider a situation where a new land investment opportunity arrives. You wish to grab this opportunity while it lasts and before your competitors make a move. However, you do not have the sufficient liquid capital available to purchase the said property. In such a case, you can choose to arrange for a bridging loan to secure the deal. You can then repay this bridging loan in a short term, as and when funds become available to you.<\/p>\n<p>Bridging loans are also regularly used by UK businesses to cover for unforeseen expenses while completing a project. An example might better illustrate this practice.<\/p>\n<p>Let\u2019s say, a small business has recently undertaken a project to add three more business locations. While the property development works are ongoing, a sudden spike in the price of cement stretches the overall budget by 5%. Since this wasn\u2019t previously accounted for while drawing the budget, the business finds itself in a situation where the project may well get stalled if the additional budget isn\u2019t available. Here, a short-term mortgage in the form of a bridging loan can safely cover the shortfall, allowing for the smooth completion of the project.<\/p>\n<p><a href=\"\/how-it-works\/\">Read More<\/a>&nbsp;to find out all about how bridging finance works, and how your business can benefit from the affordable bridging finance packages we broker for you.[\/vc_column_text][\/vc_column][\/vc_row][vc_row type=&#8221;container&#8221; padding_top=&#8221;&#8221; padding_bottom=&#8221;&#8221; css=&#8221;.vc_custom_1444504142602{margin-bottom: 0px !important;}&#8221;][vc_column][vc_separator color=&#8221;#e2e2e2&#8243; type=&#8221;normal&#8221; thickness=&#8221;1&#8243; up=&#8221;&#8221; down=&#8221;&#8221; el_class=&#8221;dotted&#8221;][\/vc_column][\/vc_row][vc_row type=&#8221;container&#8221; padding_top=&#8221;&#8221; padding_bottom=&#8221;&#8221;][vc_column][vc_column_text]<\/p>\n<h2>A Customised Bridging Loan Solution is a Click Away!<\/h2>\n<p>At Commercial Finance Network, our focus is always on providing project-specific finance solutions to our clients. As an extension of this idea, our bridging finance solutions, curated from the most trusted whole of market lenders across the UK, are always tailored to best fit your project. Let us know what your requirements are by <a href=\"\/contact_us\">contacting us<\/a>, to speak with one of our Bridging Loan Experts right away. [\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_row type=&#8221;container&#8221; padding_top=&#8221;&#8221; padding_bottom=&#8221;&#8221;][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1444995043702{margin-bottom: 35px !important;}&#8221;][vc_column_text] A Bridging Loan is a lot more than a mere short-term loan \u2013 it can help you clinch important deals and even ride through rocky cash crunches to safety. Discover all aspects of Bridging Loans and why they can be so a useful short term funding solution. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":4,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.6 (Yoast SEO v21.8.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What is a Bridging Loan? Definition of Bridging Loan &amp; Bridge Finance<\/title>\n<meta name=\"description\" content=\"What is a Bridging Loan? Read detailed definition of a Bridging Loan &amp; Bridging Finance. Specialist Bridging Loan Broker - 03303 112 646.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/uk-bridgingfinance.co.uk\/what-is-a-bridging-loan\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What is a Bridging Loan?\" \/>\n<meta property=\"og:description\" content=\"What is a Bridging Loan? Read detailed definition of a Bridging Loan &amp; Bridging Finance. Specialist Bridging Loan Broker - 03303 112 646.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/uk-bridgingfinance.co.uk\/what-is-a-bridging-loan\/\" \/>\n<meta property=\"article:modified_time\" content=\"2021-07-27T12:15:42+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/uk-bridgingfinance.co.uk\/what-is-a-bridging-loan\/\",\"url\":\"https:\/\/uk-bridgingfinance.co.uk\/what-is-a-bridging-loan\/\",\"name\":\"What is a Bridging Loan? Definition of Bridging Loan & Bridge Finance\",\"isPartOf\":{\"@id\":\"https:\/\/uk-bridgingfinance.co.uk\/#website\"},\"datePublished\":\"2018-02-09T17:24:05+00:00\",\"dateModified\":\"2021-07-27T12:15:42+00:00\",\"description\":\"What is a Bridging Loan? Read detailed definition of a Bridging Loan & Bridging Finance. Specialist Bridging Loan Broker - 03303 112 646.\",\"breadcrumb\":{\"@id\":\"https:\/\/uk-bridgingfinance.co.uk\/what-is-a-bridging-loan\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/uk-bridgingfinance.co.uk\/what-is-a-bridging-loan\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/uk-bridgingfinance.co.uk\/what-is-a-bridging-loan\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/uk-bridgingfinance.co.uk\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"What is a Bridging Loan?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/uk-bridgingfinance.co.uk\/#website\",\"url\":\"https:\/\/uk-bridgingfinance.co.uk\/\",\"name\":\"\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/uk-bridgingfinance.co.uk\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-GB\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"What is a Bridging Loan? Definition of Bridging Loan & Bridge Finance","description":"What is a Bridging Loan? Read detailed definition of a Bridging Loan & Bridging Finance. Specialist Bridging Loan Broker - 03303 112 646.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/uk-bridgingfinance.co.uk\/what-is-a-bridging-loan\/","og_locale":"en_GB","og_type":"article","og_title":"What is a Bridging Loan?","og_description":"What is a Bridging Loan? Read detailed definition of a Bridging Loan & Bridging Finance. Specialist Bridging Loan Broker - 03303 112 646.","og_url":"https:\/\/uk-bridgingfinance.co.uk\/what-is-a-bridging-loan\/","article_modified_time":"2021-07-27T12:15:42+00:00","twitter_card":"summary_large_image","twitter_misc":{"Estimated reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/uk-bridgingfinance.co.uk\/what-is-a-bridging-loan\/","url":"https:\/\/uk-bridgingfinance.co.uk\/what-is-a-bridging-loan\/","name":"What is a Bridging Loan? Definition of Bridging Loan & Bridge Finance","isPartOf":{"@id":"https:\/\/uk-bridgingfinance.co.uk\/#website"},"datePublished":"2018-02-09T17:24:05+00:00","dateModified":"2021-07-27T12:15:42+00:00","description":"What is a Bridging Loan? Read detailed definition of a Bridging Loan & Bridging Finance. Specialist Bridging Loan Broker - 03303 112 646.","breadcrumb":{"@id":"https:\/\/uk-bridgingfinance.co.uk\/what-is-a-bridging-loan\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/uk-bridgingfinance.co.uk\/what-is-a-bridging-loan\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/uk-bridgingfinance.co.uk\/what-is-a-bridging-loan\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/uk-bridgingfinance.co.uk\/"},{"@type":"ListItem","position":2,"name":"What is a Bridging Loan?"}]},{"@type":"WebSite","@id":"https:\/\/uk-bridgingfinance.co.uk\/#website","url":"https:\/\/uk-bridgingfinance.co.uk\/","name":"","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/uk-bridgingfinance.co.uk\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-GB"}]}},"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/uk-bridgingfinance.co.uk\/wp-json\/wp\/v2\/pages\/141"}],"collection":[{"href":"https:\/\/uk-bridgingfinance.co.uk\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/uk-bridgingfinance.co.uk\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/uk-bridgingfinance.co.uk\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/uk-bridgingfinance.co.uk\/wp-json\/wp\/v2\/comments?post=141"}],"version-history":[{"count":16,"href":"https:\/\/uk-bridgingfinance.co.uk\/wp-json\/wp\/v2\/pages\/141\/revisions"}],"predecessor-version":[{"id":74416,"href":"https:\/\/uk-bridgingfinance.co.uk\/wp-json\/wp\/v2\/pages\/141\/revisions\/74416"}],"wp:attachment":[{"href":"https:\/\/uk-bridgingfinance.co.uk\/wp-json\/wp\/v2\/media?parent=141"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}